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首先选择一个好的导购网站，比如购物之家:www.gou256.com ,再选择一家值得信赖的信铺。
再选择你喜欢的东西，点页面上的立刻购买或者加入购物车
加入购物车的在购物车页面点确认
然后就一直点确认或者下一步之类的
点了确认无误，付款之后如果价格有差异可以联系客服修改价格
之后就在支付页面选择你工商银行，输入价格，点下一步之类的
然后应该会跳到工商银行的支付页面，按提示，（我一般只用建行和招行的，建行是要网银登陆然后输入口令，付款就行了），一直按提示输入要求输入的，就成功了。
也可以申请一个支付宝，先提前打一点钱到支付宝，这样在确认付款之后就可以直接选支付宝余额支付。